⚡️Russia faces the risk of a “mortgage bubble”, analysts warn.


Posting in CHAT: Russia

The situation on the Russian real estate market is as follows:

— the down payment on a preferential mortgage is planned to be raised from 20 to 25%.

— after the summer of 2024, the preferential mortgage will not be extended due to the huge difference with a regular mortgage.

— the average level of housing prices in the primary housing market is already 42% higher than in the secondary housing market, the gap will only grow.

— banks began to massively refuse mortgages, the percentage of refusals increased to 60-70%.

— average rates on conventional mortgages are already above 15%.

⚡️Russia faces the risk of a “mortgage bubble”, analysts warn.

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