“Retirement age is finally returning to 55/60”: people can’t believe their luck Posting in CHAT: Russia Contributory pensions in Russia are becoming increasingly popular as the retirement age increases, especially among those who want to ensure a decent standard of living in retirement. Despite changes in the pension system, the funded pension retains its advantages, allowing you to retire earlier than the established age and having an additional source of income. This is possible due to the fact that the funded pension consists of own contributions, which are invested by the fund. To receive a pension early, you need to contact the fund in which the savings are located. Payments continue until the appointment of an insurance pension, which is financed from the state budget. From 2024, new rules will be introduced to inform citizens about the status of their pension savings. Now information on savings will be provided not only by the Social Fund of Russia, but also by non-state pension funds. This will give more Russians the opportunity to learn about their savings and exercise the right to early retirement. Advantages of a funded pension: Early pension: the opportunity to retire 5-10 years earlier than with a standard pension. a steady source of income in retirement, protected from inflation. Inheritance of savings: the possibility of transferring accumulated funds to heirs. Investment income: the amount of payments may vary due to investment risks. The decision to form a funded pension is individual and depends on the retirement age. financial situation, risk appetite and desired standard of living in retirement. Whatever your choice, the possibility of early retirement through savings remains a positive thing to consider when planning for the future. According to the Russian Pension Fund, about 10 million citizens form a funded pension with an average amount of savings. From 80 to 120 thousand rubles. The profitability of a funded pension depends on the fund's investment strategy, which may affect the final amount of payments. It is important to understand that the funded pension does not replace the insurance pension, but complements it. Therefore, it is recommended to consider a funded pension in the context of other sources of income upon retirement, such as contributions to non-state pension funds or self-savings. As a result, a funded pension can become an effective tool for ensuring a decent life in retirement and financial independence in old age. Growing awareness of the benefits of funded pensions and smart financial planning can lead to a better life in retirement. Source link Source link
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how to spend May 10th to receive gifts of good luck – Russia today Posting in CHAT: Russia Akshaya Tritiya: how to spend May 10 to receive gifts from fate Photo: 123RF/legion-media.ru “In Indian astrology there is one special and absolutely wonderful day, which every year is becoming increasingly popular even among those who do not; I am familiar with Vedic culture and am not interested in astrology. Such interest can be explained by a lack of optimism and positive emotions, as well as a lack of faith in the fulfillment of one’s desires. Therefore, a day that opens up enormous prospects and fulfills the most cherished desires becomes incredibly valuable,” says practicing Vedic astrologer Irina Orlova. Once a year, at the end of April - beginning of May, the Moon and the Sun are simultaneously in the signs of maximum strength: the Sun is in Aries, and the Moon is in Taurus. And this moment coincides with the third lunar day. If all the conditions are met, then the best day of the year comes, which is called Akshaya Tritiya. And in 2024 this event will take place on May 10. “Akshaya” translated means “invincible, indestructible, eternal,” which means that you can count on gifts of fate that cannot be devalued or canceled. This is a day of new opportunities, good luck and divine protection. It is full of powerful energy potential that energizes, motivates and supports in any endeavor. Therefore, whatever happens on Akshaya Tritiya promises better and lasting results. On this beautiful day you should never be lazy or waste time. If you were unable to plan important things that determine your future life and destiny for May 10, do not despair. Take this moment to create an intention and lay the foundation stone for future success. Irina Orlova Practical Vedic astrologer @astrolog_ Woman “Everything that you start on the day of Akshaya Tritiya will develop, multiply, bear fruit and make you happy. This is an opportunity to radically change your life!” AstroUniverse by Irina Orlova What is favorable to do and what to do on the best day of this year? Reconsider your desires and goals and imagine what your ideal life could look like. Assess your current state: what needs to be changed, what prevents you from moving forward, what worries you or causes you anxiety. Determine what would make you happier and more fulfilled and what steps you need to take to achieve it. Set new goals for yourself that will help you achieve your deepest desires. Make a wish map or write a letter to the future, with a reading date in five, seven or ten years, and describe your life in as much detail as possible. Who are you, what do you do. , who you live with, what is important to you, what you are proud of and what you have achieved. This is one of the ways to make many wishes at once. Focus on the one thing that matters most to you. Imagine that it has already happened. come true and you found what you dreamed of. how do you feel How has your life changed? After all, everyone knows that thoughts come true. Take actions aimed at obtaining material benefits and financial results. Invest, make profitable purchases, make deals, progress. In short, solve problems that can change your standard of living and increase your well-being. Establish good relationships with other people. Talk and make peace with those with whom you quarreled, could not come to an agreement, or did not find a common language. Start communicating, get to know each other, invite them on a date and make marriage proposals. Start doing what you have long dreamed of, but put off due to lack of confidence, time or energy. Take the first step in the desired direction and see that you are capable of much. Take free and selfless actions aimed at helping other people. Participating in charity not only supports those in need, but also improves your karma. Be prepared to change your lifestyle. Be ready to learn new habits that will improve your health, increase your self-confidence, change your emotional state and help you find inner harmony and happiness. It is important to remember that every step taken on Akshaya Tritiya with sincere intentions leaves its mark on the Universe. Results may not come immediately, but if you believe in your strength and do not deviate from your plans, then fate will definitely smile on you. Trust the process and be determined to succeed because every step brings you closer to your desired goal. Make your deepest wish on this special day and believe that it will definitely come true. Source link Source link
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which zodiac signs will catch luck by the tail from May 1 – Russia today Posting in CHAT: Russia Several representatives of the horoscope will become the favorites of Jupiter as it moves through the constellation Taurus. Source link Source link